GIFTS OF A LIFETIME:

Why in the world would you buy life insurance for Children?
Listen to what a Grandparent has to say.

I like to call them gifts of a lifetime. After I made sure my own financial plans were in order many years ago, I bought two small whole life policies for my two daughters. I recently carried the tradition on with my grandchildren.


" Why would I do that?".

 The reason is simple: a whole life policy that builds cash value is a way to provide a solid financial foundation for your children and/or grandchildren while simultaneously locking in life insurance coverage for their entire life. Buying whole life for my grandchildren allows me to expose them to one of many prudent options in someone’s financial toolkit. It is by no means their only financial tool, but it makes sense to use the living benefits that a protection product like whole life insurance offers. The cash value that accumulates in a whole life policy can be used for college tuition, a mortgage on a first home, or a nest egg for a grandchild’s own retirement. Importantly, it also provides a death benefit for their families if a tragedy should occur.
By securing policies for my grandchildren, my wife and I know that when we are no longer around, our grandchildren, and potentially even their children, will carry a little piece of us with them as they build their own financial future for their families. For a few dollars a month, I am leaving a legacy, and that’s a gift I will always be proud to give.

Give us a call to set up an appointment to talk more about this 360-414-8754 or 360-736-8090.
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Comprehensive / Other Than Collision

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Personal Liability

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Should I bundle?

1. 
   

   Heidi- Should you bundle home & auto insurance together.

Melissa Wandall – Keeping His Spirit Alive

September is Life Insurance Awareness Month, another reason to buy
 Life Insurance.

As a young insurance agent, Mark Wandall didn’t needed to be convinced to buy life insurance. 

But even Mark would be amazed at all that the insurance has meant for his wife, 

Melissa, and for many other people he never met. 

Mark was just 30 when he was killed in an auto accident less than a mile from his Bradenton, Fla., home. 

He was the passenger in a car that was broadsided by a driver who ran a red light. He died less than a week after celebrating his first wedding anniversary and just 19 days before the birth of his daughter,

 Madison Grace.

The life insurance has allowed Melissa to remain in the family home, take time off from her career so she can be a full-time mom, and put money into a college fund for Madison Grace.

The insurance has also given Melissa the opportunity to keep Mark’s spirit alive through two important causes. She formed the Mark Wandall Foundation to raise money for worthy causes in her community. She also is the driving force behind a citizens’ coalition pushing for a new state law, the Mark Wandall Traffic Safety Act, that would stiffen criminal penalties for red-light running. "Melissa is making a difference in the community and in the state of Florida," says Joseph St. Onge, ChFC, a family friend who worked with Mark at John Hancock Financial Network.

Life insurance has provided Melissa with options that wouldn’t otherwise have been available to a young, single mother. "Without it, I don’t think I would have the time or the energy to put into the foundation and the coalition," says Melissa. "It has allowed me to do these things and to be at home with my daughter."

For more information call us 360-414-8754 or 360-736-8090 

Teri - Liability Limits part 2.

Teri - Liability Limits part 1.

Check out what we have coming next....

We are really excited about this.