Boat Insurance...

Our policies provide important standard and optional coverages that are geared toward a number of recreational vehicles that may not be available in a conventional auto or homeowners policy.

Important Coverages

For real peace of mind as you travel off the beaten path, you need a policy that provides a wide range of coverages. These should include:

• Collision Coverage
• Other Than Collision Coverage
• Liability Coverage
• Medical Payments Coverage
• Safety Apparel Coverage
• Personal Property
• Towing and Assistance
• Trailer Coverage
• 
  

Optional Coverages

For extra protection out on the trail, policy offerings vary. Available options:

• Increased limits on Liability
• Optional Equipment Coverage
• Coverage on transport trailers valued up to $7,500
• 
  

Broad Eligibility

Not all insurance companies will cover all the snowmobiles that are out there - especially high-performance models. We offer coverage for a number of makes and models, including high-performance - and give you the important coverages you may not be able to find elsewhere.

Annual Policies

You can enjoy year-round coverage with no lay-up period, so if there's a beautiful day when the trail is calling to you, rest assured that you're covered. No extra phone calls, no hassles!

If you recently purchased a recreational vehicle and would like to learn more about your coverage options, or if you simply want to review your current policy coverages, please contact me at any time.

“Local agents helping Local People”

360-414-8754 or 360-736-8090

www.facebook.com/CorwinReyInsuranceAgency

https://twitter.com/ReneeCorwinRey

http://www.farmersagent.com/rcorwinrey

THINK YOUR EMPLOYER HAS YOU COVERED? THINK AGAIN!

Your employer provides good benefits – right? Maybe, maybe not. Let’s say you’re sick or hurt and out of work for a year or so. How will you fare?

Well, most employer-sponsored disability plans pay between to 60% to 66.67% of your income if you are totally disabled. And that money is usually taxable. So you might wind up with take-home pay that’s 30% – 40% less than when you were working.

How would that impact you financially? Could you make it? If you are not sure, look at your budget starting with fixed expenses like rent or mortgage, car payments, student loans, child care, etc. Then add in non-optional but variable expenses like utilities, phone, food, etc. Lastly, add in the rest of the items that you spend money on to see what your minimum monthly expenses are. It is helpful to have several month's credit card statements, check book registers, and bank statements handy when doing this exercise. If your monthly expenses exceed your disability benefits, then you should purchase a supplemental disability insurance policy.

You will probably not be able to purchase the entire 40% shortfall, but with a good supplemental policy and a good group policy, you can sometimes get up to the equivalent of about 70% – 80% of your after-tax income.

A good insurance professional is the best person to help you fill in the gap.  

“Local agents helping Local People”

360-414-8754 or 360-736-8090

www.facebook.com/CorwinReyInsuranceAgency

https://twitter.com/ReneeCorwinRey

http://www.farmersagent.com/rcorwinrey