Wrong!
There’s a perception that life insurance companies and agents are indiscriminate in pushing life insurance at everyone. But the reality is quite different. Not everyone needs life insurance. How do you know if you do? Here’s a simple and quick test. Answer one question.
Will someone suffer financially if you died today? There’s a perception that life insurance companies and agents are indiscriminate in pushing life insurance at everyone. But the reality is quite different. Not everyone needs life insurance. How do you know if you do? Here’s a simple and quick test. Answer one question.
That someone could be a spouse, children, aging parent, disabled adult child, good friend whom you are helping to support etc. But it could also be the employees of your business whose jobs would be lost if you died and the business failed.
Or it could be your church to which you donate significant amounts of money each year, money that’s important to the ongoing financial health of the church – or other charitable organization.
If no one will suffer financially at your death, you don’t need life insurance.
But maybe you would just like to have some. It’s a wonderful way to leave a legacy to a favorite niece or nephew or grandchild. Or to provide a small – or large – endowment at your college or university. Or to provide a fund to help maintain an historic building or favorite piece of park land.
In other words, not everyone needs life insurance. But even those who don’t may have a reason to want to buy it.
Think about it.
“Local agents helping Local People”
360-414-8754 or 360-736-8090
