 |  |
Know the problem with a “one size fits all” approach? It doesn’t. Today’s “family portrait” has almost infinite variety. According to the U.S. Census Bureau, 16 percent (11.7 million) of all children live in blended families. Only 20 percent of the households are traditional families — married couples with children — down from 43 percent in 1950.1 Which means one size won’t fit all.
Whatever your “family portrait,” when it comes to financial security, many families need that most traditional of financial products: life insurance. And Farmers offers a range of policy types, one of which may be suitable for your family.
Help protect what you VALUE most
Most of us want our families to enjoy life without the added stress of financial worries, even if we can’t be there. Affordable premiums make term life insurance popular for those whose future needs are growing faster than their current finances. Farmers term life insurance may help you provide for your immediate term life insurance needs, and allow the flexibility to upgrade to a more permanent solution when it’s right for you. Term life insurance policies typically provide a level death benefit, with premiums guaranteed not to increase for 10, 20 or 30 years.
Most of us want our families to enjoy life without the added stress of financial worries, even if we can’t be there. Affordable premiums make term life insurance popular for those whose future needs are growing faster than their current finances. Farmers term life insurance may help you provide for your immediate term life insurance needs, and allow the flexibility to upgrade to a more permanent solution when it’s right for you. Term life insurance policies typically provide a level death benefit, with premiums guaranteed not to increase for 10, 20 or 30 years.
Different goals; different solutions
Are you looking for value and lifetime protection? You may be able to get both by combining an affordable term life insurance with a permanent, cash value life insurance policy. While term life insurance may be helpful for larger temporary needs during your working years, a base of permanent, cash-value life insurance may help to provide for lifelong needs such as final expenses, estate planning and a legacy for the ones you love.
Are you looking for value and lifetime protection? You may be able to get both by combining an affordable term life insurance with a permanent, cash value life insurance policy. While term life insurance may be helpful for larger temporary needs during your working years, a base of permanent, cash-value life insurance may help to provide for lifelong needs such as final expenses, estate planning and a legacy for the ones you love.
Multi-line discounts
Contact me today for a no-obligation insurance review and ask me about multi-line discounts. When you choose Farmers for your auto or home insurance in addition to your life coverage, you may be eligible for discounts on your auto and home coverage that can potentially make your coverage even more affordable. Let me help you prepare for the unexpected.
Contact me today for a no-obligation insurance review and ask me about multi-line discounts. When you choose Farmers for your auto or home insurance in addition to your life coverage, you may be eligible for discounts on your auto and home coverage that can potentially make your coverage even more affordable. Let me help you prepare for the unexpected.
1Source: U.S. Census Bureau, “Living Arrangements of Children: 2009”, June 2011.
Products and features may not be available in all states and may vary by state. Discounts apply to selected property and casualty coverage’s, perils, and policy types only may vary by state and eligibility.
Life insurance issued by Farmers New World Life Insurance Company, Mercer Island, WA 98040.
“Local agents helping Local People”
360-414-8754 or 360-736-8090
